Employers Liability Insurance
It is a requirement by law that your employers’ liability insurance will cover your financial responsibilities should a member of your staff be injured as a result of working for you. Understanding your business needs, our experts ensure you have the right employers liability cover to suit your business needs.
Employers’ liability insurance pays your legal and compensation costs if you’re sued by a member of your staff who believes they have been injured as a result of your negligence. Even the most trivial accident, such as tripping over a computer cable at work, could trigger an employers’ liability claim from an employee – including if the employee is a voluntary helper or is self-employed but working under your supervision. As a result, businesses in the UK that employ staff are legally obliged to have employers’ liability insurance.
Even if you’re not at fault, the legal and compensation costs of defending your business against an employers’ liability claim could significantly damage your business. We will work with you to ensure your business is fully protected.
Public and Products Liability Insurance
Public and products liability insurance covers your legal liability to pay compensation for third party property damage, bodily injury or death as a result of your negligence.
Despite all best intentions, accidents do happen. If an accident occurs and your business is at fault – whether on your premises, when you or your employees are out and about or as a result of a product you have sold – a client, contractor, or member of the public could claim for compensation. That’s why many organisations insist on their suppliers having public and products liability insurance in place. We will source the most suitable public and products liability insurance for your business.
Medical Malpractice Liability
At VPi Risk Solutions we pride ourselves on understanding the needs and exposures relevant to medical malpractice. Whether you are a clinic, care home or healthcare provider offering treatments, beauty therapy or simply health related services, we can help you.
The factors that need to be taken into account will of course vary depending on the services you provide, but we will use our vast amount of experience to identify your individual needs before putting together your bespoke Medical Malpractice Insurance package.